You Can Get a 5%+ Conservative Return

Just a few years ago, achieving a 5% “conservative” return on your investments was laughable.

By “conservative” I mean government-insured or government-sponsored accounts — CDs, HYSAs, and Treasuries.

It’s not laughable anymore!

Right now you can buy CDs or invest in Treasuries and get a yield above 5%. Unbelievable!

Now, I’ve recommended in this newsletter that you should probably consider a more aggressive (i.e. less conservative) approach to investing for long-term returns (like retirement savings).

I like stock index funds the best for this.

But all of us need a more “conservative” place to put short-term funds like our emergency fund or savings for an upcoming purchase.

The good news is you have lots of vehicles to choose between right now to get a great return.

For HYSAs, check out the >Marcus savings account by Goldman Sachs.

For CDs, check out your local bank or use a broker like >Vanguard to buy brokered CDs.

For Treasuries, you can buy direct at >TreasuryDirect.gov or you can buy through a broker like Vanguard.

This is a great time to put your cash to work in one of these investment vehicles!